Terms of Use

At QuiqClaim, it is essential to us that our stakeholders (Health Care Providers “HCPs”, investors and insurance companies) fully understand the transaction structure, the fees, and the risks inherent in investing through the QuiqClaim platform. Please read the following terms carefully and check the box to signify your understanding and agreement to these terms:

QuiQ Claim:

QuiQ Claim is a fintech Business to Business settlement and investments platform, catering to the Medical Insurance industry, which will create a new streamlined financing marketplace for health claims. Quiq Claim will help in bridging the liquidity gap that Health Care providers face by bringing them together with buyers (Investors) of claims who can make higher ROI on their money through a transparent synchronized settlement framework.

QuiQClaim provides three unique users at its platform:

Health Care Providers “HCPs” will have  the opportunity of getting cash in hands on day 0 (within 5 working days from posting the medical claim at the site “marketplace”).

Investors will have guaranteed ROI at a minimal risk. Since the claims get paid by the insurance companies.

Insurance companies will have a transaction oversight and will benefit from the early finance having more flexibility and time to pay the due amounts.


QuiQClaim operates a marketplace in the supply chain financing and particularly within the medical insurance industry which allows investors to invest their money in the medical claims that are owned by Health Care Providers. QuiQClaim allows angel investors, banks and other institutional firms to finance the medical claims through the site. Some of these financiers including QuiQ Claim itself may have access to more information about HealthCare Providers than retail lenders have, particularly if they have access to third-party databases such as CRIF Jordan.


QuiqClaim’s ability to transfer payments to the investor is wholly dependent upon the insurance companies issuing the payment to the investor and/ or QuiqClaim in case the company is financing the medical claims itself. The risks of investing through QuiqClaim, as with any other form of investment, meaning that investors may lose all or part of their investment. It is important to us that QuiqClaim incentives and risks are aligned with those of the investors. As such, we only receive our service fee when the investor receives the payments that are due to them. QuiqClaim conducts a thorough assessment of HealthCare Providers credit risk and assigns them proprietary scores. It's the investor's responsibility to decide on the investments that best suit their risk appetite.




Investors on QuiqClaim face the risk that insurance companies might deduct and or do not pay any percentage out of the value of the medical claims submitted by HealthCare Providers; this relies on the insurance company policy and the authenticated price list by the government.

When you finance a medical claim or bulk of medical claims, the money will not be available for withdrawals or for pledging in other medical claims unless the current transaction is completed or cancelled for any reason.

Funds invested from one country must be withdrawn to a bank account in that same country.


HealthCare Providers

HealthCare Providers ‘’HCPs’’ could be Hospitals, Pharmacies, Clinics, Physiotherapy Centers, Radiology Centers, Optics and/or any other HealthCare Provider that deals with medical insurance services. Those ‘’HCPs’’ will not get financed until an investor meet their terms and conditions such as the discount rate and finance rate.

When a ‘’HCP’’ gets financed, the finance occurs only after signing an agreement between the HCP and the investor, the investor could be QuiqClaim itself. After signing the agreement, the HCPs have to authorize the financier to collect the payments from the insurance company on their behalf of them. The agreement will guarantee the HCP rights to the owed remaining amounts.

When HCP gets early finance from the investor, QuiqClaim will take a service fee from the investor in a fixed percentage apart from the financed amount. If the HCP gets early finance by QuiQClaim itself QuiQClaim will be acting as an investor and the Murabaha percentage will go directly to the company.  You may withdraw the medical claim from the marketplace before signing the agreement. You can find the exact QuiqClaim service fee in the "More Details" section of each medical claim or bulk of medical claims.

Medical claims on QuiqClaim are denominated in JoD.

Insurance Company

Insurance companies the  will benefit from the early finance directly and indirectly, meaning the early finance will lessen the burden on their shoulders and claiming the amounts by their clients will not be a source of noise. Insurance will have more time than before in releasing the due amounts to the HealthCare Providers.


Investors, HealthCare Providers and Insurance Companies on QuiqClaim reserve the right to submit complaints via email info@quiqclaim.com through the designated channel, or any other customer-dedicated channel.


Loss of Capital

There is a risk that the HealthCare Providers  you lend to may default, which could lead to the loss of some or all of your capital. You should not lend more money than you can afford to lose.


We do not currently have an active secondary market for the loans you take part in. This means that you will only be able to withdraw amounts invested when a loan that you make is repaid.


Lending to businesses should be done as part of a diversified portfolio in order to minimize potential risks. This means that you should consider investing small amounts across multiple types of investments as opposed to a large amount in one or a few.


You are responsible for your own tax affairs, which may include capital gains and/or income tax. Each time you lend, prior to making any commitment, you must ensure that you are fully aware of any tax implications and act in accordance with such knowledge. This would include ensuring your tax return is correct, is filed within the deadline and any owed tax is paid in a timely fashion. We do not offer tax advice; if you are unsure how your investment will affect your tax status, you should independently seek professional advice before lending.

Tax treatment is dependent on your individual circumstances and may be subject to change in the future.

Compensation Schemes

Investing through Quiq Claim is not covered by any compensation schemes.

Past Performance

Past performance is not a reliable indicator of future results. You should not rely on any past performance as a guarantee of future investment performance.